Top 10 Card Payment Gateways

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Top 13 Credit/Debit Cards Payment Gateways - Cards Processing

In this guide for credit and debit card processing for startups, small and medium online businesses, we will discuss the various providers that allow you to accept credit and debit cards processing online costs from your customers.




1- Transaction Cloud (Well-Known)


  • No Monthly-Fee
  • No Setup-Fee
  • Reliable for Startups and Entrepreneurs
  • Click Here to sign up and get 0% fees up to $10,000 for Start-Ups

Transaction Cloud is a platform for payments, sales tax / VAT /GST compliance (automated collection, filing), subscription management, recurring billing, and fraud protection for SaaS. It is used by companies to simplify their payment, tax, accounting and risk management process.

Check TopGateways Free guide on how to start with: Transaction Cloud 



2- PayPal (Well-Known)

  • No Monthly-Fee. 
  • No Setup-Fee.

PayPal is one of the most powerful payment platforms for small businesses.

Check TopGateways Free guide on how to start with: PayPal Business 



3- EasyPayDirect (Low and High Risk Merchants)

  • No Monthly-Fee.
  • Setup-Fee (One-Time Affordable).
  • Reliable for High Risk Industries
  • Click Here to sign up and get a custom discount

Easy Pay Direct is without a doubt one of the best payment processing solutions for those with higher risk businesses. Can't recommend them enough.

Check TopGateways Free guide on how to start with: Easy Pay Direct 



4- Hit-Pay (Global Coverage - Asia friendly)

  • No Monthly-Fee.
  • No Setup-Fee.
  • Reliable.
  • Cards, Mobile and Kiosk Payments
  • Click Here to sign up

HitPay is a one-stop payment platform for SMEs, on a mission to empower businesses with easy access to digital payments. From no-code e-commerce plugins to affordable credit card readers, we help thousands of merchants bring their business dreams to life. HitPay is backed by Tiger Global, Global Founders Capital, Y Combinator, HOF Capital, and angel investors.

Check TopGateways Free guide on how to start with: HitPay 


5-  PayTend.com (Global Coverage)

  • No Monthly-Fee. 
  • No Setup-Fee.
  • Mobile-App Based
  • Pay with Link (Available)
  • Personal & Business (Available)
  • Debit Cards (Available)
  • IBAN EUR & SEPA (Available)
  • Click Here to Sign up and Use Invite Code: 155968 to get 5 EUR

PayTend.com is an Electronic Money Institution focusing on international payments. Paytend implemented the creation of a full-service payment platform with independent intellectual property rights to provide individuals and enterprises with safe and reliable payment services.


6- ShiftProcessing (Low and High Risk Merchants)

  • No Monthly-Fee  (still confirming).
  • No Setup-Fee (still confirming).

Shift Processing provides a full suite of services for small, mid-sized to large retail business, chain stores, franchises, restaurants and dealerships, including nationwide credit and debit card processing, check guarantee, loyalty/gift card programs, QuickBooks plugins, POS systems, as well as on-the-go smart phone and tablet solutions. Our knowledgeable and experienced staff works closely with our merchants to determine which of many services available today are best suited to their business needs.


7- STRIPE (Well-Known)

  • No Monthly-Fee. 
  • No Setup-Fee.

Stripe Payments is a powerful tool for some businesses that want to sell online, but it can easily be overkill for others.


8- 2CHECKOUT (Well-Known)

  • No Monthly-Fee. 
  • No Setup-Fee.

Compatibility with virtually all shopping carts makes 2Checkout a more viable option for many eCommerce merchants than other alternatives. This broad compatibility and wide international availability make the company an excellent choice.


9- ADYEN (Well-Known for Medium and Big Businesses)

  • No Monthly-Fee. 
  • No Setup-Fee (still confirming).

Adyen is an international merchant account provider known for its big-name users, including Microsoft, Pinterest, eBay, Uber, and Spotify.


10- AUTHORIZE.net (Well-Known)

  • Monthly-Fee ($25 / month). 
  • No Setup-Fee.

Authorize is a Visa Solution is a United States-based payment gateway service provider, allowing merchants to accept credit card and electronic check payments through their website and over an Internet Protocol connection.


11- CHASE (Well-Known)

  • Monthly-Fee. 
  • Setup-Fee (still confirming).

Chase has a solid reputation and has competitive rates and fair contract terms.


12- CHECKOUT (Well-Known)

  • Monthly-Fee (Custom). 
  • Setup-Fee (Custom). 

Popular for its seamless transactions, Checkout is an eCommerce payment gateway that provides a variety of customizable plans to support specific markets. It is a leading international payment gateway because of its stellar user experience, simple setup, and multiple integration methods.


It’s the right time for a better way. A better way to do your own business; a better way to easily get paid. That's why we have assembled everything on our website in this industry to play our role in the new era of the online payments. Fairer, Simpler, well-organized and more efficient for you and everyone.


13- Amazon Payment Services

  • Monthly-Fee (Custom).
  • No Setup-Fee (Custom).

Amazon Payment Services is a payment processing service that operates across the Middle East and North Africa (MENA) region with a mission to empower online businesses with a simple, affordable, and trusted payment experience. Designed to enable businesses to unlock their online presence, Amazon Payment Services provides a secure online payment gateway that is easy and safe to use.



Feel Free to comment below with your experience.



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